Kim Harding OAM (M Comm) is the founder and owner of Zenith Payments. Kim has 40 years of experience in business and marketing.
During these formative years, Kim was a finalist in Australian Business Woman of the Year (1982) and Bulletin Young Executive (1987). Leaving corporate life in 1984, Kim formed her own company, Pinpoint Pty Ltd. Pinpoint Pty Ltd developed from a direct marketing agency into a very successful, international loyalty company, operating loyalty programs in Australia, and Asia for 100 million customers, 25 banks and 50,000 merchants. Pinpoint was recognised as the best start up in China in 2013.
Pinpoint Pty Ltd was sold in 2014 to MasterCard and is now their global loyalty platform. Kim is a recognised innovator. She has implemented the design and launch of multiple programs in Australia many of which were world firsts. Examples are:
Pay TV: Qantas Frequent Flyer Program; Credit Card Loyalty Programs: Travel Loyalty Currencies; Direct Marketing; Direct Sales including the Home Shopping Show, Preferred Seating and Clearance Shop: Seniors Cards; Interest Free Payment Plans; Bill Reminder and Bill Payment Services and Prepaid Cards.
Kim has also served on the board of Racing NSW from 2008 to 2011. Zenith Payments, established post Pinpoint, in 2014, is now benefitting from Kim’s entrepreneurial and innovative expertise.
Andrea was recently appointed as Chairman of Zenith Payments in July 2023.
Prior to joining Zenith, Andrea held various executive roles at Helloworld Limited, most recently the Head of Corporate Development where she held responsibility for Strategy, Merger and Acquisition projects, negotiating strategic partnerships, Human Resources, Industrial Relations and Property. Previously, Andrea was General Manager Strategy, Mergers and Acquisitions at Qantas and, over the years, has provided financial advice and led multi-disciplinary teams across Australia, the UK, Italy and the Czech Republic. Andrea is a Fellow of the Institute of Chartered Accountants in England and Wales.
Peter was appointed Chief Executive Ofﬁcer of Zenith Payments in July 2023.
Peter joins Zenith Payments with extensive leadership, financial and commercial experience, developed across a number of high-profile travel industry brands. Most recently, Peter held a number of C-Suite roles for private equity business Journey Beyond (2019 – 2023), where he successfully led all revenue functions, including sales, marketing, revenue management and customer relations. Prior to that, he spent four years at Helloworld-owned (ASX: HLO) Qantas Holidays (2012 – 2016) as Managing Director.
Peter has a finance and economics background having spent many of his formative years in Corporate and Statutory Accounting.
Peter is a strategic thinker with strong influencing and execution skills. He is an avid mentor and a significant contributor to TIME (Travel Industry Mentor Experience), where he has coached numerous individuals through to graduation of that program.
Adam has been the Chief Financial Officer of Zenith Payments since May 2014.
Prior to joining Zenith, Adam was CFO of the Geddes Group (Anne Geddes) and General Manager Finance (Resources & Energy) for Transfield services. Previously, Adam was CFO for the Moraitis Group which involved Private Equity funding, Commercial Development Manager for EnergyAustralia and held various positions within Deloitte over his 12 year tenure. Adam has a wide breadth of financial experience in both public and privately held groups and has managed large finance teams . Adam is a member of the Institute of Chartered Accountants.
Kevin has worked with Zenith Payments for over 18 years and heads up the Payments division.
With a wealth of experience in the industry, Kevin launched and oversees the Payments business units at Zenith comprising of multiple payment processing solutions across real estate, education, travel, B2B and other sectors.
Prior to joining Zenith, Kevin held various marketing and management positons in Australia and Ireland. At Ireland’s leading newspaper group, Independent Newspapers Ireland, he was responsible for the award-winning education sector marketing.
After graduating with a Bachelor of Business, Kevin held various marketing, promotions and business development roles with Coca-Cola in Ireland. With State Transit Authority of NSW (Sydney Buses & Sydney Ferries), Kevin progressed through several marketing, website and communication roles
Michelle was appointed General Manager of the Prepaid Cards division in October 2017.
Michelle has 25 years’ experience in the loyalty, rewards and incentives industry.
Prior to joining Zenith, Michelle held a variety of senior marketing and management positions at Pinpoint Pty Ltd and in 2014 joined Mastercard Loyalty Solutions where she held various regional roles focused on the expansion of rewards and loyalty programs into Asia.
During her time in the industry Michelle has worked on many of the country’s and region’s leading rewards and incentives programs across the finance, telecommunications, media and technology sectors spanning B2B, B2C and B2E propositions.
Vanessa was appointed Head of Sales at Zenith Payments in February 2015
Prior to joining Zenith Payments, Vanessa held various positions in Sales Director capacity across Human Resources, Media & Marketing Industries. Vanessa has worked at companies such as Fairfax, Adecco, Channel Nine, Staples to name a few. Vanessa manages the Prepaid Card sales team and the majority of the Bill Payments sales team members. Throughout her career, Vanessa loves to empower, coach and mentor team members to ensure their professional development and growth. She also enjoys maintaining sound client relationships and business partnerships through numerous professional networks. Vanessa believes that Zenith Payments is undoubtedly the best culture she has ever worked in.
Marie was appointed Director – Rental Rewards & Property Pay at Zenith Payments in May 2017.
Director of Rental Rewards & Property Pay
Marie has 17 years of industry experience and is a subject matter expert in the Real Estate payment space. Her approach is fact based, planned and creative.
Marie has a Masters in Sociology and she understands the needs of the society, including its origins, development, organisation, networks, and institutions. She delivers through a consultative approach, working to determine pain points and requirements then implementing tools to deliver a resolution. She is determined and innovative in promoting the business.
Cath has worked with Zenith Payments for over five years and is the Head of TravelPay and TravelPay B2B.
Prior to joining Zenith, Cath held various senior management roles, many specialising in the travel franchise sector. Cath has over 20 years’ experience in the Travel Industry working for major retail groups such as Helloworld Travel, Harvey World Travel, Jetset Travelworld Group, Traveland as well as working in wholesale with Qantas Holidays. Throughout her travel industry career, Cath built strong relationships within the industry including travel agents and travel suppliers which has been instrumental in growing the TravelPay and TravelPay B2B businesses.
Jane has worked with Zenith Payments for over five years and manages product and marketing for the Payments division.
Jane graduated from Monash University with a Bachelor of Arts and a Bachelor of Business in 2004 and began her marketing career in the pharmaceutical industry. She then moved on to consulting for eight years where she enjoyed working across a diverse range of industries, products and services. Prior to joining Zenith, Jane worked at NAB for six years where she developed extensive experience within the banking industry in both marketing and digital roles. Jane is a commercially driven and customer focused B2B and B2C marketer who loves data and finding creative and innovative ways to do things.
Head of Technology, Chandan joined Zenith Payments in 2014 and leads the software development team.
With more than 20 years’ rich experience in software development, on many technology domains and software development methodologies, Chandan has been instrumental in developing Zenith’s core software platforms. He has a degree in engineering and has led teams in India, Japan, the UK and the USA on various software projects. Chandan has managed software solutions across different business verticals including finance, sales and marketing and healthcare. Chandan has coached the Zenith team to work in an agile environment using Scrum and to build cloud native core platforms for our payment processing and prepaid card businesses.
Kane was appointed Senior Sales Manager of B2Bpay, School EasyPay and Thoroughbred Payments in 2017.
Prior to joining Zenith, Kane spent eight years working in with Racing Victoria as the advertising manager of racing publications Best Bets and Winning Post, and racing TV channels TVN and Racing.com. Preceding that, he spent nine years in sales at ACP Magazines working on many of the country’s leading titles including The Australian Women’s Weekly. Kane places the utmost importance on good client relationships and quality servicing.
James joined Zenith Payments in 2015, initially to build and manage the Victorian business, and moving to a national focus in early 2021.
Working in senior B2B sales roles for over 15 years, James has a passion for high performing sales teams while partnering with most major blue-chip corporations in Australia to a C-suite level. Having worked for both large multinationals as well as boutique agencies across his career, James brings a unique viewpoint to Zenith and our clients that is solutions based, data grounded as well as future focused.
Lawrence Montgomery (Monty to most) was appointed Manager, New Business – Prepaid in 2022 having previously held senior sales roles within the Corporate Prepaid Cards team.
With over 25 years’ sales experience, seven of which have been with Zenith, Monty has a deep knowledge of prepaid card solutions across multiple industry sectors. Monty has a proven track record in consulting with large organisations and building lasting partnerships.
Prior to joining Zenith, Monty held management roles in the UK and Australia within the media industry.